BicCamera Suica Credit Card: Learn How to Apply Online – Features & Benefits

The BicCamera Suica Credit Card is a dual-function card that combines credit and transportation features. 

Designed for daily commuters and shoppers in Japan, it offers cashback, travel convenience, and integrated Suica functionality. 

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In this guide, you’ll learn how to apply online and explore the card’s key features, benefits, and essential details.

What is the BicCamera Suica Credit Card?

It is a joint offering from BicCamera and JR East. It integrates the Suica system for seamless travel and shopping. 

It works as a standard credit card and a prepaid IC card for public transportation across Japan. 

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Ideal for commuters, BicCamera shoppers, and frequent travelers, the card streamlines everyday spending and mobility.

Key Features of the BicCamera Suica Card

This card offers practical features that combine convenience, rewards, and travel efficiency.

  • Integrated Suica Functionality – Use it for train rides, buses, and electronic purchases across Japan.
  • Auto-Charge Option – Automatically reload your Suica balance when it gets low.
  • No Annual Fee (With Usage) – Free if used at least once per year; otherwise, a small fee applies.
  • View Card Credit System – Backed by JR East’s View Card service for smooth credit management.
  • IC Chip Security – Built-in chip for secure, contactless transactions.
  • Earn JRE POINTs – Accumulate points with purchases and redeem them at BicCamera and other JRE POINT partners.
  • Wide Acceptance – Use it anywhere JCB cards are accepted in Japan.

Benefits You’ll Get

This card goes beyond basic features, offering everyday use and travel advantages.

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  • Up to 11.5% Points at BicCamera – Maximize rewards when shopping at BicCamera stores.
  • JRE POINT Integration – Earn and redeem points across JR East partners and online.
  • Convenient Commute – Suica auto-charge ensures smooth access to trains and buses.
  • No Need for Separate Suica Card – One card handles payments and transportation.
  • Free Annual Fee With Use – Keep the card free by using it at least once a year.
  • Online and Mobile Access – Manage your card, points, and payments through the View ALK app.
  • Quick and Secure Checkout – IC chip and contactless features speed up purchases.

Who Can Apply?

It is available to most residents in Japan who meet basic requirements.

  • Age: You must be at least 18 years old.
  • Residency: You need to live in Japan. Foreign residents can apply with a valid visa and address.
  • Creditworthiness: A stable income and a good credit history improve your chances.
  • ID Documents: Prepare a government-issued ID (e.g., passport, My Number Card) and proof of address.

How to Apply Online 

You can apply for the BicCamera Suica Credit Card online in simple steps.

  1. Visit the Official Website: Go to the BicCamera Suica Card page or the JR East View Card site.
  2. Start the Application: Click the “Apply Now” button.
  3. Fill Out the Form: Enter your details, including name, address, phone number, and email.
  4. Provide Financial Information: Input your employment status and annual income.
  5. Upload Required Documents: Submit copies of your valid ID (e.g., passport, My Number Card) and proof of address.
  6. Review and Submit: Check all information for accuracy and submit your application.
  7. Await Confirmation: You will receive a confirmation email or call regarding your application status.

Once approved, your card will be mailed to the address you registered. Follow the instructions included to activate your card and start using it.​

Interest Rates & Fees

Before using the card, it’s essential to understand the exact costs involved.

  • Annual Fee: ¥524 from the second year onward. Waived if the card is used at least once annually.
  • Revolving Payment Interest: Approximately 15.0% APR on carried balances.
  • Cash Advance Interest: Around 18.0% APR, higher than regular purchases.
  • Late Payment Fee: Additional charges apply based on the overdue amount and the number of days delayed.
  • Foreign Transaction Fee: Typically 1.63% of the purchase amount when used outside Japan.
  • Reissue Fee: ¥1,100 if the card is lost or damaged and needs replacement.
  • Card Renewal: Free of charge; automatically reissued before expiration.
  • Suica Auto-Charge Fee: There is no extra fee for using the auto-reload feature on Suica.
  • Paper Statement Fee: Some accounts may incur a fee if you request paper statements instead of using digital statements.
  • Withdrawal Fee at ATMs: Separate ATM usage fees may apply depending on the bank and time of use.

Tips to Maximize Your Card

Using the BicCamera Suica Credit Card smartly helps you get the most out of its features and rewards.

  • Shop at BicCamera Regularly – Earn up to 11.5% in points on in-store purchases.
  • Link to JRE POINT – Register your card to collect and redeem JRE POINTs across JR East partners.
  • Use Auto-Charge for Suica – Activate auto-reload to ensure smooth travel and earn points on transport.
  • Pay the Full Balance Monthly – Avoid interest by paying your bill in full each month.
  • Use for Commuting and Daily Purchases – Build points faster by using the card for everyday expenses.
  • Track Spending via the App – Use the View ALK app to monitor transactions and manage your balance.
  • Take Advantage of Partner Offers – Look for seasonal campaigns and extra point deals through JRE partners.
  • Opt for Digital Statements – Avoid paper statement fees and get updates faster.
  • Report Lost Card Immediately – Minimize fraud risk and request a reissue immediately.
  • Review Terms Annually – Stay updated on fees, changes, and reward rates.

Customer Service & Contact Info

If you have questions, need support, or want to manage your card, here’s how to reach out.

  • Customer Service Phone (Domestic): 03-6685-7000
  • Hours: 9:00 AM – 5:00 PM (JST), Monday to Saturday (Closed Sundays & holidays)
  • International Calls: May vary; check with your phone carrier before calling from abroad
  • Mailing Address: JR East View Card Co., Ltd., 1-16-1 Marunouchi, Chiyoda-ku, Tokyo 100-0005, Japan

The Bottomline

The BicCamera Suica Credit Card is a practical choice for commuters and shoppers who want convenience and rewards in one card. 

Features like Suica auto-charge, JRE POINTs, and no annual fee make it a good fit for everyday life in Japan. 

If you’re ready to simplify your travel and earn points while you shop, start your online application today.

Disclaimer

Information provided in this article is for general guidance and may be subject to change by the card issuer. 

Always check the official BicCamera Suica Credit Card website for the latest terms, fees, and eligibility requirements.