This card provides strong lifestyle value for shoppers who want rewards that match their spending. The FAB SHARE Platinum credit card offers benefits that fit frequent purchases and mall visits in the UAE.
You will understand the features that matter most when choosing a card. You will also learn how fees, requirements, and the application steps work.
Overview of the FAB SHARE Platinum Credit Card
The FAB SHARE Platinum Credit Card is designed for customers who want rewards linked to the SHARE program. It works best if you often shop at Majid Al Futtaim brands.
The card requires a minimum monthly salary of AED 10000. It also carries an annual fee of AED 1000. You receive lifestyle privileges, mall benefits, and rewards on your daily purchases.
Main Benefits of the FAB SHARE Platinum Credit Card
Here you get a clear look at the card benefits so you can decide what fits your spending style. You can check which features match your spending needs.
SHARE Points Earning System
This part explains how the points accumulate. You can use these points for shopping and entertainment. You earn SHARE points on all local and international purchases.
Higher points apply when you spend at Majid Al Futtaim stores. You can redeem points instantly at partner malls and retail brands.
You can also combine points and cash when making payments. The SHARE app helps you track your earnings and redemptions.
Lifestyle and Shopping Privileges
This part shows how the card supports your daily lifestyle. You will see how the perks apply when visiting malls.
You receive exclusive offers at Carrefour, Vox Cinemas, and fashion outlets. You get mall discounts for selected services and partner brands. You enjoy dining offers that follow seasonal promotions.
You also benefit from special mall events connected to the SHARE ecosystem. These advantages work best if you frequently visit Majid Al Futtaim locations.
Travel Related Features
This part covers the travel protections and support services. You get a clear idea of what applies when traveling. The card offers complimentary travel insurance for tickets purchased using the card.
You may access selected airport lounges depending on current promotions. Travel assistance lines help you with emergencies during trips.
You can manage your travel bookings and spending through the FAB app. These features make the card useful for moderate travel needs.
Security and Digital Controls
This part explains the protection tools available. You can secure your card activity at any time. You get purchase protection and an extended warranty for eligible items.
Real-time alerts help you monitor all transactions. You can lock or unlock your card instantly through the FAB mobile app.
Tokenized payments make online transactions safer. You can also disable international spending whenever needed.
Salary Requirement, Fees, and Eligibility
Here you get a direct breakdown of the requirements so you can check your eligibility quickly. You can check if you meet all requirements.
Salary and Basic Requirements
You will understand what the bank checks before approval. The details help you prepare properly. The minimum salary requirement is AED 10000.
You must have a valid Emirates ID to apply. UAE residents and expatriates can apply when meeting the income rules.
You must also provide a SHARE ID since the rewards rely on the SHARE program. Additional documents may be required based on your employment type.
Fees and Charges
You can review the main cost factors in this section. These fees help you estimate the total cost of using the card. The annual fee for the card is AED 1000.
Monthly interest rates for UAE cards average around 3.75 percent, depending on your profile. Late payment fees apply when you miss minimum payments.
Cash advances include a percentage-based fee plus daily interest. Foreign transaction charges apply when using the card internationally. Replacement fees apply if you request a new physical card.
Interest Rates and Finance Charges
This part describes typical UAE card rates. You can use these details to manage your account effectively.
Retail and Cash Transaction Rates
You see how interest applies to different types of spending. This helps you avoid unnecessary charges. Retail purchases often carry monthly rates around 3.75 percent.
Cash advances cost more and begin accumulating interest immediately. Minimum payment rules require a percentage of the outstanding balance to be paid monthly.
Missing payments increases fees and may affect your credit score. Balance transfers or installment plans may reduce interest costs depending on promotions.
Required Documents
Here you can see exactly which documents you need to prepare for a smooth application. You can prepare these in advance to avoid delays.
Identity Verification
You must provide a valid Emirates ID for verification. This confirms your personal information to the bank.
You may also need to show your original ID during processing. These steps help confirm your identity.
Residency Proof
Expatriates must submit a passport copy and a visa page. These documents verify your legal residency in the UAE.
They also help the bank confirm your eligibility. You should ensure these documents are updated.
Income Confirmation
A salary certificate or employment letter is required. This verifies your monthly income for approval.
Some applicants may need to submit a contract. The bank uses this to confirm your employment status.
Financial History
You must submit bank statements from the last three to six months. These help the bank review your financial activity.
They also support income verification for your application. Accurate statements improve processing time.
How to Apply for the FAB SHARE Platinum Credit Card?
You will find the full process in a simple list. These steps make the application easier to follow.
Application Process
You can review the steps before applying online or in a branch. The list explains what to do at each stage.
- Fill out the digital form on the FAB website and select the card.
- Enter your personal details and input your SHARE ID.
- Upload the required documents for identity and income verification.
- Submit the form and wait for FAB to review your information.
- Receive updates by SMS or email regarding approval status.
- Activate the card through the FAB Mobile App once delivered.
Contact Support
FAB customer support is available for questions or clarifications. You can reach them through several channels.
The FAB website also provides updated contact details. You can visit the nearest branch for personal assistance.
Final Thoughts – Should You Choose This Card
This card is a strong option for customers who often spend at Majid Al Futtaim stores. The rewards and lifestyle features match frequent mall and entertainment spending.
The salary requirement and annual fee fit users seeking consistent value. You should choose this card if you want simple benefits and steady SHARE points.
Disclaimer: Terms, conditions, and rates can change without notice. Always confirm the latest details with FAB before applying or using the card.
