Getting the right credit card is important, especially if you travel often. The SAB AlFursan Mastercard credit card offers strong travel perks and an attractive rewards program.
It is tailored for Saudi Airlines loyal customers and those who want to maximize their spending. In this article, you’ll learn everything about its benefits, application, miles, fees, and support.
Earning and Using Miles Effectively
This section explains how the miles program works. The rewards are tied directly to your spending habits and loyalty to Saudi Airlines.
Welcome Bonus and Qualification Rules
New cardholders receive a generous mileage bonus. You must activate your card and spend SAR 1,000 within the first 90 days.
This unlocks a 30,000 miles bonus, credited within 60 days. Make sure your AlFursan account is linked to receive the bonus correctly.
Mileage Earning Rates
Your earnings depend on where you spend. For every SAR 1 spent internationally, you earn 1 mile.
For local purchases and those in the EEA region, you get 1 mile for every SAR 2.5. These rates are valid until December 31, 2025.
Using the AlFursan Miles
Your miles can be redeemed with the AlFursan program. You can book flights with Saudi Airlines or upgrade your seat.
Lounge access and hotel discounts are also available for redemption. You can use the official AlFursan Miles Calculator to estimate potential rewards.
Travel and Lifestyle Benefits
This card is not just about miles; it comes with travel protection and lifestyle perks. These extras add more value, especially for frequent flyers.
Travel Insurance Coverage
You automatically get travel insurance when you book using this card. The coverage includes trip cancellations, baggage loss, and medical emergencies.
Make sure your travel tickets are paid with the SAB AlFursan Mastercard to activate this benefit. Insurance documents can be downloaded from the SAB website.
Lifestyle Offers and Privileges
As a Mastercard holder, you gain access to global offers. This includes hotel stays, car rentals, and concierge services.
Cardholders may also receive dining discounts and airport lounge access. Benefits may vary depending on the version of the card issued.
Interest Rates, Fees, and Spending Limits
Understanding the card’s cost structure is essential. This section breaks down the key fees and charges.
Annual and Monthly Fees
The annual fee may range from SAR 1,000 to SAR 1,000, depending on your profile. Some customers can get a waiver during promotional periods.
Additional cards may come with their own charges. All charges are clearly listed in your card agreement.
APR and Penalties
The Annual Percentage Rate (APR) typically ranges from 27% to 32%. Late payments attract a penalty fee of SAR 115.
Cash advance fees are set at 5% or SAR 75, whichever is higher. Avoid interest charges by paying the balance in full each month.
Foreign Transaction Charges
If you use the card abroad, a currency conversion fee of up to 2.75% applies. This is standard for international spending.
All international charges also earn the higher mileage rate. This makes the card useful for travelers spending abroad.
Security and Online Controls
Protecting your card is easy with SAB’s app features. This section explains how to securely manage the card.
Real-Time Alerts and Controls
The SAB Mobile App lets you control your card in real time. You can lock the card, set spending limits, or block certain transactions.
Transaction alerts are sent instantly via SMS or app notifications. This reduces the risk of fraud or unauthorized use.
Secure Transactions Online
Every online purchase uses token-based authentication. You may need to enter a verification code sent to your mobile.
The card also supports 3D Secure and other safety layers. Always ensure your AlFursan Mastercard is linked correctly for online transactions.
Support and Emergency Help
Getting help is fast if you run into issues. SAB offers 24/7 support and security tools.
You can call 800-124-8888 for urgent card matters. This includes reporting lost or stolen cards and card blocking.
General inquiries can also be handled through the SAB Mobile App. Always keep your card information secure and accessible when calling.
How to Apply for the SAB AlFursan Mastercard?
Applying for this card is simple and can be done fully online. The process takes just a few minutes if you prepare the documents beforehand. To apply for the SAB AlFursan Mastercard credit card, follow the steps below:
- Visit the official SAB website and go to the credit cards section.
- Choose “SAB AlFursan Mastercard” and click “Apply Now.”
- Fill in your personal and financial details in the form.
- Upload your national ID or Iqama and proof of income.
- Wait for approval, which is usually shared via SMS or email.
- Once approved, activate your card using the SAB Mobile App.
Who Should Get the SAB AlFursan Mastercard?
This card is ideal for frequent travelers. Anyone loyal to Saudi Airlines will benefit from the AlFursan miles and travel insurance.
If you make international purchases regularly, the mileage rate is very competitive. It’s not suited for low spenders or those who prefer cashback cards.
Limitations to Know Before Applying
While this card offers great perks, there are limits. Bonus miles require a minimum spend in the first 90 days.
AlFursan miles may expire if unused for long periods. Not all transactions qualify for miles, such as cash advances.
Contact Support
SAB offers 24/7 support for cardholders. You can reach out at 800-124-8888 for help or issues.
Emergency and travel insurance queries are handled quickly. Use the SAB Mobile App for faster access to controls and settings.
Ending Thoughts: Should You Apply?
If you travel frequently and use Saudi Airlines, this card makes sense. The SAB AlFursan Mastercard credit card gives you a valuable mileage program and strong travel coverage.
With online controls and high earning rates, it’s built for active spenders. Apply if you meet the eligibility requirements and want travel-focused rewards.
Disclaimer: Terms, conditions, and rates can change without notice. Always confirm the latest details with SAB before applying or using the card.
